“Because the $20,000 took so much away from their equity to put into another home, they decided not to sell,” she said.Another client of Chaname had difficulty selling his home because would-be buyers balked at paying $16,000 more for a home with HERO-financed air conditioning, duct work, water heater and insulation when similar homes were selling for less.The buyers argued they were paying for the improvements twice – through the higher valuation on the house and assumption of the loan.

If Arizona is anything like Texas all you have to do is check the assumption box on the Texas standard purchase contract.

Selling one (to repay hard money), and then live in the other while collecting rent from the other tenants.Is that an accurate assumption?

(making the assumption you do of course)

On the taxes issue, I make the assumption that having your business as a sole proprietorship, or partnership would reduce the cost of doing tax returns.  

However, given the current market (at least my amateur understanding of it) it seems that some MLS listings are difficult to make my numbers work unless I adjust my numbers slightly towards maybe 5% property management costs, with the assumption that I would be managing the property.So I'm curious what metrics other investors are using when analyzing a property.  

Better to lose your first couple of deals while you figure out what to look for than acquire a property based on bad assumptions.

But, be careful in your assumptions, you can't expect others to be your clone or be in line with your personal views, it's a business and you're dealing with the public. 

I guess that's what I get for making assumptions, sorry about that that. 

I think your assumption may potentially be incorrect.