The only negatives with an assumable loan is that they take longer to close, 60-90 days generally, and you would also need to come to the table with a little cash to cover the sellers equity (if any) and some other closing costs. 

What do I need to bring to the table, and what are you offering to pique my interest?

Yes, that also means we are leaving some money on the table in the short term - but we do raise our rents every year by 5-10% and when turnover happens we take them to market rate.  

We have a beach STR & we’ve decided we’d like our next property to be in the mountains.  

I also have a Farm and Mountain property and Beach House and Rentals in Brazil.

Financing terms should have been taken off the table by matching debt term to cash out period.  

Securing a rental property is an exciting venture, but gathering the down payment can feel like a mountain to climb.

We keep all the instructions in our welcome binder on the kitchen table.

For all your non-recourse lender is concerned, you are providing the 20% plus closing costs to the table (your skin in the game as far as the non-recourse lender is concerned).Trick to becoming a successful investor:  DON'T OVERTHINK, JUST DO IT! 

The fact is, I need the extra income STR rentals bring in and don't want to leave any money on the table.