IF a prospect is competent and has all of the necessary support docs, it only takes, on average, 15 -20 minutes to put the puzzle together and make a decision.

Hello, I have two puzzles I'd like to solve: 1.

You will get to a point where you will be able to find a market and know all the pieces to complete your puzzle.

The legality of doing business is another piece of the puzzle 

But the deducible is the most influential piece of the puzzle.

Whatever return your cash generates may or may not be subject to taxes depending on how and where it is invested as well so that is another piece of the puzzle 

how do you analyze the deal, the T12 the  P&L   keep looking here on the site there are great adviceshow is your GC general construction guy  need to Know the repairs valueand Property management is another part of the puzzle  bad , management no deal can surviveLuis MaqueiraMultifamily Investor group

I've always been puzzled why there's such an issue with refinancing a property, especially if you paid cash for the property & rehab, but it does. 

I am also puzzled by why the bank did not do anything in the past 16 years.  

Use your trip to Phoenix as the very last piece of your puzzle to closing a deal, as opposed to it being an "eye opener" for you.