This is a very smart start - "Short-term goal/first milestone".

But then again, I also expected a smart-a$$ comment from you.

And while we are on the subject, it is smart to protect your assets by using advantages that company structure offers.

Donating appreciated securities to a charitable organization can be a smart way to give, both for you and the charity.

Photos: Yes, taking photos of everything before your tenants move in is a smart move.

It's always smart to talk with others active in your market to get a real understanding of the local situation. 

If you had 25%, you would still need to borrow because you don't have 100%.Smart investing includes three simple steps: increase earnings, reduce expenses, and save.

We end up stocking about 50/50 because my wife will drink my bourbon (she doesn't want her own glass, she just wants some of mine even if I'm not having some).

Trading up in rental properties after a few years can be smart because it allows you to leverage the benefits of a 1031 exchange, which defers capital gains taxes, letting you reinvest all your equity into a more valuable property.

But, for the time being, smart money will buy a Tesla Plaid or a Model 3 which will soon be outlawed for its dangerous 0-60 times, but may retain its configuration and become valuable.