There are significant advantages to investing here (lower barrier to entry, much better price to rent ratio's, etc. etc.).

Mean while i would be building equity, and if rates do lower, or when the term ends, could refi for better rates and then maybe cash flow.My questions are:Is this too naively optimistic?

Feel free to direct message me with more details so I can better assist you.

You can start by looking on the better more reputable crowdfunding.  

That’s a much better deal

(aside from the 1 or 2 homes that have stunning overlook views).When building out your buy box, are you all using the averages, or are you basing your min/max on the cream of the crop listing revenues, even when there aren't clear reasons as to why they are performing so much better than others?

Maybe a better question would have been if you know how much money you have for a down payment on a property? 

I am of the opinion that you'd be better served using that money toward the down payment on a property.

A quad will cash flow much better than a duplex and that makes it less risky in my opinion.

What I would do is try both and separate the leads from each and see which one is better.