I Appreciate everyone’s input thank you so much my lowest quote now is $9700 and I’m going to try to negotiate in a auto shutoff valve while they are at it…after multiple points of views so far 10k seems to be the average.

Are they using timed dry or auto dry?

There could also be an issue with the auto defrost system and the water dispenser may be the first symptom.

The premium savings is so little to drop to $500k.For over all risk management of your personal assets, a persons largest exposure are not the rental properties, but your personal auto. 

Then the steps post closing setting up auto pay, landlord insurance policy etc.

Maybe get a mentor from the REI groupBuild a team in that area (real estate agent that specializes in investment RE and is an investor themselves, lender, title company, contractors, property manager)Get on wholesalers listsSet up an auto search list with your agentStart analyzing dealsMake offersBuy a property and repeatHappy Investing!

Auto draft her debit card.

Its on auto pilot. 

That type of coverage provides an additional limit of liability (normally in increments of $1,000,000) above your home, auto, boat, RV, etc. liability coverage.

In TN, KY & GA - Erie, State Auto and American Modern are great for rentals.