Thank you for the response; I will propose a cash-for-keys trade-off.

Trades can be a great way to do that.

I used to work for a utility in operations, power generation, energy trading and in Strategic planning, and know just enough about the electrical grid to be dangerous.Renewables are a significantly larger impact than when I was working in the business. 

Justice Department Says It Will Reopen Inquiry Into Realtor Trade GroupOn Friday, the U.S.

In affect we traded into a nicer home and secured a cash-flow rental. 

There are also note funds, but I'm not considering them because they're unsecured and pay only slightly higher than what I can get with safer  publicy traded funds.So on the risk scale, with T-bills being a 0, S&P500 ETF being a 7, and a Meme stock being a 10, where would you put TDs with the parameters I specified in my first post? 

I don't see a reason to go borrow at 8% and miss out on all these cheap equities and Bitcoin.

I probably would quality for being a trade or business with the amount of hours I put in remodeling and such but since I don't have logs for the past 4 years (since I've had my rentals for much longer), it would be at least 3 to 4 more years before I'd qualify for that.

Jack Bosch and a lot of the land flipper guys who teach it like to have their students buying in the high deserts and remote areas of the Western US  or in FLA like le High Acres etc. this is were cheap land is and land that gets traded constantly at tax sales.. the play for most of them is really simple.buy at tax sale or with direct mail.. for a few grand  re-market them for more and sell on terms and collect monthly payments.. 

Justice Department Says It Will Reopen Inquiry Into Realtor Trade GroupOn Friday, the U.S.