"NO sexual or violent crimes" and run a background check.I have properties in FL and AZ so some laws are different.

Shows credit, ok, shows judgments, payment history and says NO convictions.For kicks and giggles, I googled him a few minutes ago and BAM, he was charged  with sexual misconduct with a minor child in March 2018.  

Also any kind of sexual molestation or theft. 

It sounds like you are worried that you may be accused of sexual harassment, assault, or some other thing.

Work your a$$ off, live off of nothing, think long tern, and delay gratification.

I really was worried that people would think that what I accomplished by August of 2017 would get people to think that it was something for nothing, instantaneous gratification, diseased type communications would follow.Mindy convinced me and rightly so, that my story would resonate with many many people that were in the same situation as I was, before I started to invest in rental properties.  

According to its site: The Host Protection Insurance program does not apply to liability arising from (1) Intentional Acts including: (i) Assault and Battery or (ii) Sexual Abuse or Molestation - (by the host or any other insured party), (2) Loss of Earnings, (3) Personal and Advertising Injury, (4) Fungi or Bacteria, (5) Chinese Drywall, (6) Communicable Diseases (7) Acts of Terrorism, (8) Product Liability, (9) Pollution and (10) Asbestos, Lead or Silica. 

Many thanks in advance,Victor Talking with my friends contractors in the area... some of this contractor offered very low price for their projects betting to build many units and market changed and they simply started to file bankruptcy... when comparing cost it's common you will find higher costs ... been in this market last few years, houses will start to move again in the next months in a normal cycle (not pandemic cycle) , if you're goal is getting long term rental in place for delay gratification...

The best way to save money is to lay aside your pride. work your a$$ off, delay gratification, and think long term.

It feels like you are trying to skip steps rather than doing the hard work of delaying gratification, thinking long term, and slowly building wealth.