If you can secure insurance that doesn't kill the deal, and you find a good deal, then I would assume all works. 

Hey there, I secured a 10-acre property back in May that can be subdivided into two fives.

But you really only get 1 or 2 questions max and how is that really gonna help you secure a deal?  

Some people have other income sources such as Social Security, pensions, etc.

Cant rent due to HOA caps, but I sign a contract for deed to Charlene where she pays me $2,000 security deposit (down payment) and $2,000 a month for 12 months.

It's a balance between immediate growth and long-term security.

For a HELOC, the property must stay in your personal name, but it is possible to secure one on an investment property.

I used to work in the area, not personally investing there, but I have helped handfuls of investors secure financing in Dutchess and Ulster counties, I do know it’s seeing some heightened interest from investors due to its proximity to the ever-expanding NYC and relatively lower property prices compared to alternative areas.

Any tips or recommendations for securing favorable terms?

This is my security blanket for a dip in the economy (which I believe will hit in 2027).