Potential redevelopment or ADU play. 

However, I don’t know how to go about possible PML and maybe a partner.

Quote from @Ricardo Polanco: Good evening everyone, I am evaluating the possibility of buying a multifamily property in Scranton, at this moment it has 2 apartments that only need cosmetic repairs and it has a big 2nd floor unit that needs a full repair.

I would keep as much liquid as possible and essentially get you to 20% equity or more by renovating the property. 

I find it hard to believe there won't be access to some kind of REI meet up somewhere around most anyone these days.I would suggest going to as many REI meet ups as possible.

To many people get in real estate thinking they can do it all by themselves and it is not possible.

You are still going to get the best rate possible with your significant down payment and with good credit I'm assuming.   

Apply for a dimensional variance on the vacant lot to allow a smaller lot and/or setback so it can be built upon.Your best first steps are to sketch a plan, possibly with an engineer's help, then contact the zoning department to discuss your idea with them to get informal feedback on your liklihood of success before you spend a lot of money.

If you don't have the most amount of liquidity and want to scale with as little capital as possible, I would focus on cash flow. 

Otherwise, you will have to explain the large deposit and possibly the source of the funds to buy the crypto.You can expect to need about 20 percent of the overall costs of the purchase and rehab.