I have equity in my duplex that I would like to leverage, but the interest rate on the mortgage is at 2.7% so I don't want to cash out refinance (considering interest rates right now are in the 6-8% range).

I've worked with many restaurants/manufacturing companies with 9+ figures of revenue and they're just registered where their HQ is most of the time.

The cost of adding a bathroom typically ranges from $25,000 to $60,000 for a full bath, or $6,000 to $12,000 for a half bath.

Seems perhaps a little low -only say this because my 4bed in Arvada CO is about $290/mo and with the Boulder/Louisville fires a few years ago a lot of insurance has gone up like crazy in the front range. 

I am interested in getting a better understanding of the Oklahoma wholesaling market, specifically the different neighborhoods/area, neighborhood pros/highlights/potential and cons, average/range of price point.

Triad consists of 3 cities Greensboro, High Point, and Winston-Salem.This area has seen tremendous growth in the past few years and I can see a lot of out-of-state investors investing in this area.Here you can still get a nice 3 bed/2 bath new construction or SFH built after 2020 for the 270-300k range and expect to get it rented for LTR for at least 1800-2300/m. 

Hi @Rhea Jeong,The situation you're describing is actually pretty common, especially for first-time investors looking to maximize their purchasing power.You’re correct that some lenders will consider a portion of the rental income when determining how much you can borrow, typically in the 75-80% range especially for FHA loans.

The tech and manufacturing sectors have grown by 15% and 12% respectively, complementing the hospitality and medical industries. 

While most private lenders typically have seasoning requirements ranging from 6 months to a year for refinancing, even with a DSCR loan, there are some lenders who don’t have any seasoning requirements at all.It’s definitely worth exploring your options if you’re looking to access your cash sooner.

I have seen areas like Cleveland and Dayton with COC ranging from 10-18% and Columbus is around 8-12% with strong growth.