Tweak your assumptions a little and you will get to double digits (slightly higher cap, slightly lower rate, 30 year amortization, or some combo of the three).Throw in I/O periods from 1-3 years and value adds and it will drive the figure further north.

Late last night, Version 2.0 of the BiggerPockets iOS App went live!

I assume it has something to do with the recent IOS update but that is just a guess.

The equity curve is really bad seriously.So folks that's buying on 2022 will have much much much longer ability to do meaningful refinance and having real estate transfer to wealth effect.How to mitigate that risk :1) buy cheaper property2) have higher cash/down and reduce the LTV3) keep paying / adding principal into the mortgage every month4) It makes all sense to consider the IO options with longer 30/40 years mortgage.

If that's the case, maybe consider a higher rate, but going IO on the payments in order to cash-flow?

We do not have an iOS app at this time, so if you're on an Apple product, you would have to access the site through the browser on your phone.

On a rental property it is 12 year draw, variable Prime + 1%, I/O or P/I your choice, no closing costs unless a site visit appraisal is required.

I'm guessing it's and ios issue.

Here is my dilemma: I am trying to decide between the 10/1 I/O (interest only) product or a typical 30 yr. fixed.

Our group recently got a $16.5MM deal with 4.01% interest rate with 5 years I/O.