When I asked if that was an IRS requirement or internal policy they said IRS.

Hello Everyone,I have a proposal from a very good friend in Europe for a real estate deal. I'd love to hear your thoughts and feedback. There is a lot of 2 apartments available for purchase. Appraisal: One at 320k and...

Our internal overlays won't allow us to go below 620 FICO.

The group is heavy on people getting into MF and even international REI.  

I had fancy UC Berkeley online library access, so I did what anyone in that position would do and read all the peer reviewed academic literature on bed bugs written by people with Ph.D after their name (including pre-modern remedies that worked & still work), and over the course of a few months eliminated the infestation myself - chemical free.

Hello, my name is Karina.I’m a recent graduate with a BS in International Business & Accounting.

Hello, my name is Karina.I’m a recent graduate with a BS in International Business & Accounting.

Hello, my name is Karina.I’m a recent graduate with a BS in International Business & Accounting.

You need to talk to some kind of international law professional. 

Honestly xcel has everything you need if you use it properly.The hardest part will be setting up all the references and equations for your specifications.If that might seem a little too much of a challenge for you I would put an ad into your local college newspaper offering $1000 for an xcel spreadsheet that you can build upon and let a college intern/professor/student build you one for weekend beer money.