good to go.Are there even better options, absolutely .... this was just to illustrate my point and something quick/easy to find.

See link below if interested - https://www.investopedia.com/terms/d/djia.aspComparing this index with the hourly wages earned over a time frame is a poor comparison to illustrate that investing in stocks is worse than RE.

Once you illustrate the tax-benefits of savings along with the ability to invest in an asset class they fully understand, you truly become an advisor and not just a stock salesperson. 

It gets difficult to illustrate that without running a 10-year proforma analysis or thereabouts, but again, the net result to the IRA is positive. 

It's a little light on illustrations, but it tells you how to wire up an entire house, correctly.

Even further, the top 1%, or the top the top 90 agents controlled 95% of the market at 57,000 sides.So that just illustrates of those 9,000 agents in your market...how little business almost all of them are doing.  

However, if you go outside the border I just illustrated, you will notice a drastic difference in the area.

I only mentioned the other fees as an illustration. 

Thanks again, John While I'm here and am playing around with how to post pictures on this forum, I found some better pics to illustrate what I'm talking about.

One way to look at it is this.25% of $138,000 = 32,500 (your DP) 32,500/70(CF)= 464 months it will take to make a profit464/12 months or one year = 39.5 years before you make a profit on your initial investment.I understand this math is a little wonky and your loan is probably only 30 years but i think this illustrates the point.Im assuming theres no value add component or a way for you to house hack?