(e) While a person may examine and consider a criminal background check, credit history, or rental history in reviewing an application for rental housing, the person shall review and consider additional history in reviewing an application for rental housing, the person shall review and consider additional information provided by the rental applicant, including, but not limited to, personal references, recency and status of any evictions, and any actions taken by the rental applicant to resolve past evictions, credit challenges, or alleged damages, the recency and severity of any convictions, the violent or sexual nature of any prior convictions, the facts or circumstances surrounding criminal conduct, the age of the applicant at the time of the conduct, the age or vulnerability of the victim of the conduct, evidence that the applicant has maintained a good tenant history in the intervening time, and evidence of rehabilitation efforts, consistent with state and federal law, including, but not limited to, fair housing laws.

Unless it is a federal pacific or similar panel, it likely does not need to be replaced.

Its who I rent from :D From what I've read it is a federal offense to lie like that on forms.

A local credit union or bank like Pima Federal Credit Union will probably give you the best rates.

Gross Margin - interest = net profit before taxesnet profit before taxes - (federal/state tax expense) = final Net profit or loss** What about depreciation?

Ensure that it complies with federal, state, and local housing laws.

I don't think this would violate the federal laws, but who knows about your state's laws.

When people refer to the Federal Reserve “setting rates,” they mean the effective federal funds rate or the rate at which banks charge other institutions on an overnight basis.

What would be the biggest challenges or hurdles to making it happen (e.g. infrastructure, safety, government support)?

If the government further tampers with the situation in any way, the problem will only be exacerbated.