I would argue that you can only save a finite amount of money when aggressively paying off the mortgage, but you have a much higher potential increase to your assets and wealth by taking that extra principle and reinvesting it into other investment instruments.

While rent rates do increase, so do the potential headaches of managing multiple tenants.For example, here in Bryan and College Station, TX, you can get an extra 10% by renting out rooms individually.

If you want to shield yourselves as the owners of the properties, then I guess it's possible, but not sure why you want that extra accounting headache.  

Just be prepared for extra coordination and make sure you have clear agreements in place.

You need to make sure take extra time vetting the tenant.

I have bought deals from wholesalers and I never ask how much they make, well deserved profit.My point was: the law was intended to prevent this practice.

I also make extra payments on existing mortgages. 

I one tried to buy a house where the seller was being assessed/taxed for an additional house that was NOT on the property but was actually on the neighbors property and they had been paying an extra $1k or so in taxes for this extra small house for ~10 years!!!

As Min Zhang suggested, making sure you have a reliable property management company is key and can ensure you aren't dedicating any extra time to taking care of this asset when you already have a job with demanding hours.

Hey @Mariangela Ciciarelli, Many of our clients invest casually in short-term rentals (STRs) near Disney in Orlando, and while there is potential, extra due diligence is crucial.