Consider yourself very lucky and continue to follow up with them.

Most important to me is equity, to continue my growth. 

And this caused some deals to experience major distress and/or implode. while others continue to hum along as planned.

I have done a lot of different land deals and continue to do them today.. however today I am the money..

So, you will almost inevitably have to pay certain fees, like insurance, licensing fees, and continuing education fees. 

Understand the basics of private lendingResearch real estate marketsDetermine your investment strategy and criteria for loans, including:- Amounts- Interest rates- Repayment termsCreate legal documents with a lawyerNetwork with real estate professionalsPerform due diligence on potential borrowers and their projectsBegin with smaller loans to gain experienceMonitor your investments closelyConsider joining a private lending group for additional resourcesStay informed about real estate trends, lending practices, and legal regulations

I think I would continue focusing on getting rid of debt and saving.

1) If you continue waiting for the "right time ”, you’ll always be waiting.2) Your current job doesn't care about you.

They subtlety put the burden of proof on me to show that my line is capped so my contractor continues to install cleanouts so we can flush and scope- cleanout has to be put on the Water Districts vacant property. 

Attending local meetups, analyzing deals regularly, and continuing education would position you for long-term growth.Good luck!