I recently heard Greg Nickless from HCD speak and he indicated they were working with all jurisdictions to ensure that the jurisdictions were compliant with the existing ADU rules. 

Would also taking in 35 or fewer non-accredited investors would also be compliant for not registering the deal with the SEC?

The business as a whole has got more expensive, more tech needed (these guys aren't cheap) more work to be legally compliant etc. 

Large or small this is the legal term, and you better have a set of bulletproof loan documents, appropriate licensing, and a legally compliant loan process.You need to speak to an attorney that specializes in lending, who can explain the associated requirements in the state you want to make your loans.

If a T tried that I would not be compliant.

What online application and screening tools are you using that are compliant with these laws?

We are 100% compliant and go overboard to ensure everyone is treated exactly the same during the entire process from first contact to however far they make it.It's up to you, but if I were in your shoes, I'd find myself an intelligent, go-getter college student and pay him $25-$40 for his time to drive over and go down your checklist.   

You can have your own branding and basically Captain your own ship as long as you are compliant with state disclosure laws when it comes to marketing.

There are many other asset protection strategies you can use right now: fixing all health/safety issues, being a great landlord, using property management to keep you compliant, using leverage to limit your equity target, having great liability insurance, having great umbrella or commercial insurance...If you have questions, feel free to PM me.

However, if you are bringing on passive investors then it would be wise to speak with an SEC attorney about what exactly needs to be done to be compliant.