My long-term goal would be investing in large scale hotels, I know I know, that's quite ambitious, but I don't mind starting small and working my way up there, as long as I start from somewhere!

I’m currently going through the process of getting a HELOC and feel confident we’d be able to fund a purchase using that but using PML has ultimately been a goal of mine and would like to incorporate it into one of these purchases if possible. 

Stay consistent, set clear goals, and remember real estate is a long-term game that rewards patience and persistence!

Their goal is to eliminated group homes, half way houses etc, even STR, so check out the local zoning as well. 

So I guess id say my venue dream is on the back burner while I accomplish a few other goals in the meantime. 

Trust me, I have been there.I suggest you try to House hack in cities that you are already familiar with and have some connection with.Hire a great investor agent in that market and ask them all your questions and concerns.That I believe is the best way to get personalized advice tailored to your goals and lifestyle.You giving out Cleeveland and Toledo on your post will only attract biased opinions and advise.Only you know what you truly like, want, and can deal with.As Nicolas said, read this post and comments and hope that gives you a new perspective. https://www.biggerpockets.com/forums/12/topics/1215726-break...https://www.biggerpockets.com/forums/963/topics/1195280-expe...https://www.biggerpockets.com/forums/48/topics/1137397-balti...Goodluck and keep us posted.

@Rick Albert, It seems that you're suggesting that the goal is to raise the rent to below market value to try and minimize the risk of vacancy. 

We're seriously looking to connect with individuals who are open to chatting or to working with two motivated guys who have goals of building a diverse portfolio overtime in the Pittsburgh area.Cheers,Matt

As for my goals, I want to own one property and not lose money! 

Also, exploring alternative lenders could reveal better financing options that align with your goals, so it’s a smart step to consider before committing further with the current lender.