I included some charts below.iBuyers like Open Door and Zillow, institutional investors, pandemic migration, low interest rates and government policy (eviction moratoriums early on in the pandemic) helped create the unusual sales and rental market Las Vegas just experienced.

If you have a unusual high increase (taxes, insurance etc) your tenants must pay for that through a rent increase.Every business raises their prices every year to match increased costs.

I just decided to google the applicants name (it is very unusual name I might add) and had their DOB and a photo too, definitely the same person, no doubt about it.  

I do a lot of the unusual additions myself.

Mildew/mold in high humidity places such as bathrooms isn't unusual. 

He's a contractor and blamed it on his unusual pay schedule.  

That block in particular, has an unusually high water table for whatever reason...

This is somewhat unusual around here, but I have at least seen it before.

It all varies by area.The lenders will depend on the appraisal to tell them if the loan goes wrong what they could dump it for and get out almost whole.Anything like a lower than normal market cap, unusual expenses with a property, and rents higher than the local market give banks and lenders great pause.A 12 cap for a decent area would put most banks at ease for DSCR and other loan projections.

It is not unusual for some repair to the roof deck to be needed but unless the roof was in really bad shape it does not usually need to be replaced.