And I'm glad I did - it's been a great help and relief honestly.I didn't think to ask local agents about neighborhood reports actually! 

That won’t happen until the bank/servicer files a motion for relief to release the mortgage loan from the BK, then they can start the foreclosure process again.

Instead of accepting the petition, the Council rescinded the ordinance and is trying to come up with a compromise.It's going to come up again, most likely after the 1 year time period after the ordinance rescission - expect some new, slightly more investor friendly compromise ordinance after Oct of this year.The rest is just personal conjecture, but I've attended some of the meetings and think the people living in the neighborhoods will eventually get relief in the form of limits on STRs. 

The good news is that some relief was provided last year to effectively provide a "payment holiday" to employees who separate from service (i.e. quit or terminated) with an outstanding 401k loan: Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).

Here's the monetary info:Purchase price of land: 50,000Attorney, closing, other fees: 11,200Construction cost: $900,000ARV: 1,800,000-2,200,000Zoning: 2 units seeking relief for 4 units4500 sqft lotWould love any possible!

Living on-site in an ADU and renting out the upstairs is completely legal and will not jeopardize either your Class 1 Residential assessment, your homestead exemption, or any senior property tax relief you may be qualified for.There are some local architects who have ADU experience; you might find some recommendations at the DC-based CSG's ADU forum.

After meeting with the local neighborhood association for your property, the Zoning Board would have a hearing to decide whether to grant relief from the zoning code to allow a duplex on your property.You are right that you would likely need a floor plan of the property in either situation.

If you can make some kind of connection with the seller, whether over sports or a current event, you may be the welcome relief he or she needed to distract from the circumstances of the pending sale.Be RealisticHomeowners need a very clear understanding of what to expect next.

Most vets have a least tinnitus from firing weapons or explosions nearby, tinnitus is proven by stating you have constant rining in your ears. 

Two additional things I would give thought to: first, with a 30 year mortgage you can always decide to make extra principal payments if your circumstances permit and thereby shorten the term, but with a 15 year mortgage you cannot unilaterally reduce payments to lengthen the term if your circumstances require cash flow relief.