Future rental income is not able to be used.Keep in mind that retirement assets (401K, IRA, etc) are eligible towards reserves, and so are any other investment accounts.Rental income is only used towards the income portion of qualifying, not towards assets.Hope that helps. 

For example, to pay medical bill or to retire on the profit of LLC? 

Ideally, he would roll the 2-3 million into a multifamily property to hold and cash flow from for retirement.

As a result you can eliminate all custodian fees and have direct control over your retirement funds. 

This slight rise shows that the market remains stable, offering a solid investment for buyers.

I had a W2 job until I retired about a year ago when I wanted more time for family and noticed my real estate business was stealing time from my W2 job.

LTRs have lower potential income than STRs but are more stable.

THEN you can have one of the spouses quit or retire or whatever.

Many investors are too short-sighted to do this math and fail to understand that it's often foolish to focus soley on top-of-the-market rent as it can actually be more profitable to accept less than max rent to keep a good, stable tenant.

I retired from the USAF in 2021.