FHA loans can be a good option here, allowing you to put down a lower down payment.## NetworkingNetworking is key in real estate investing.

Which do you think a tenant will pay first - their car or rent payment?

Wondering if you have advice on me just being the bank, where I purchase a house and structure a rent to own with him and have him build up a 30% cash down payment and some equity and then me sell the house to him at a locked in price.  

Any other expenses are using up funds that would otherwise be sitting in your checking account to make a mortgage payment with.

Rene, I decided to sell at least one of the properties in the spring, to make my new housing payment out east more palatable.

Consider looking into FHA or conventional loans with lower down payments to maximize your cash.

I was thinking he supplies the down payment and acts as a silent partner.

You can live in one unit and rent out the other for little to no down payment.

True re the prior poster, re this helping the seller save their credit, if you buy sub-to you will dramatically raise their FICO since the mortgage will show on-time payments.  

I would upgrade properties every 12-15 months as allowed by low down payment loans if my significant other wasn’t risk adverse and opposed to moving.