Some segments of the office market, like healthcare are in good demand, due to the fact there's 10,000 baby boomers reaching 65 each day, and will be for the next 20 years, so anything that is affected by the boomers is good to look at.

In my experience (limited to the areas I have invested in Memphis, Dallas, Denver, south Florida, Salt Lake City) the demand for condos goes up during economic booms times, but is absolutely the first market segment to disappear during crisis.

I think you may be sold on flip/short sale/reality tv style scenarios and believe this is the only type of investing out there - this is very far from the truth, it's only one small segment of the property investment market.

Flipping and land lording go hand in hand these 2 segments of this business can be nice together since often times they run opposite in cyclical growth patterns.

LOL, guess I could have said that, yes, and that can only happen with a broader approach in understanding the big picture, the whole residential industry in your market, not one segment. :)

I think I have built a niche out of a segment that many treat as a commodity and that has done me quite well.

That is one segment of my business model I call “rehab”.Other part of my question has to do with becoming a builder I am looking at now, having agents find me buyers, let the buyer pick out the lot get the construction loan and permanent loan vs me.

I think it will be in demand by that segment of the population.Steve K- The house I bought was a Gardenia-2070 sq. ft with 2671 including garage porch and lanai.

@Sharon Tzib Do you think that the SFR rentals will suffer due to the apartments being built, or just saturate that segment of the market?

I see thats good, not the tax check you paid, but the income you've made.If you have less than 4 financed residential properties on your credit you could obtain a refinance with only 1 year tax return (using 2013) and qualify for your primary residence loan.If you have 5-10 financed residential properties then you'll probably need to complete 2014 year because in this property segment you'll need 2 year self employment income average.If you have more you'll definitely need portfolio financing.