Are you referring to personal losses or other people had losses?

@Micheal Singleton I have the perfect person you should connect with.

I find it's very personal, and dependent a lot on your goals, resources, risk tolerance, location, experience, etc.

Rentals are extremely difficult to make pencil right now but would only personally consider higher end projects because the costs are far easier to absorb than trying to build in lower value neighborhoods.

Personally I prefer homes around that median price because that's where the most demand will be not only for owner occupants but renters as well.

Personally CA scares me. 

Personally, I'd cash-out refinance into a 30 or 15 year loan.

For me personally, our STR and our little inn provide more than half my family's income so I feel I have a fiduciary duty to my wife and kids to maximize that. 

I personally have no connections with anyone who is involved in this niche and I'm wondering how other people have started their journey.

I have a salt water hot tub at my personal home.