Check out The Ultimate Guide to Grading Cleveland Neighborhoods to get a firm grasp on why that is.

If you don't double & triple check everything, you stand to lose money while the people promising you the world make money.  

I make sure I screen each potential tenant thoroughly (background and credit checks) and require references.

Lastly, check your conversion rate to see how many clicks turn into actual leads.Test different audiences and ad creatives to find what works best, and don’t worry if it takes time to dial things in.

Have you had a chance to check out any local meetups or REIA (Real Estate Investors Association) events?

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

I do the umbrella policy and will check with my carrier.   

Check out Second Street (mysecondstreet.com).

U can check out  ivyridgeestatescanby dot com for my 90 home project in Oregon that I did with my oregon bank and then my website for pictures of homes we built in Charleston SC which is the only market I tagged HML ( lima one) and only one time the rest were done with Ameris bank or Service first bank that is local in the market. its all about the three C's  Character Collateral and capacity..

As I said, check with local banks and credit unions.