The long-term moves are to get a concession to buy down the rate for good (not a 2-1 or 3-1 buy down), it's a smaller number (i.e. .25% or .5% decrease on the rate), and getting their full closing costs covered is money out of their pocket today they'll be saving that could be huge to give the buyer more money for repairs and/or furniture along with just life expenses. 

My mother originally agreed for me to refi some money out of the equity of a house we co own but then she changed my mind after I signed the contract on the guesthouse.  

I'm new to real estate investing and looking to connect with any local investor.

I am new and interested in learning more about property investment and how it works.1.

It would cost us $67.5k (downpayment, repairs, loan costs, refi costs + home insurance/property taxes) upfront BUT we would then pull money out.  

I don’t want to be severely limited in my future rent options if this is now only a coffee shop unless I spend a lot of money undoing what she did.

SFH/LTR turn-key is a great way to invest. 

[Click the image to see full size.]Real estate investing is for achieving financial independence.

Investment Info:Single-family residence buy & hold investment in Oceanville.

Its a slow learning process if you havent been in the lending, investing or real estate world before.