Locally my observation is that the need is more for low income young and working vs college student.

We paid back the 401K loan in 8 months and best yet paid all the interest back to myself vs. the bank.Aug 2023 - I went to my local bank and got approved for a HELOC on my primary residence. 

I can put in touch with a couple of local insurance agencies.  

One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.

Real estate is local.

I think you should explore local and non-local CPAs before making a decision.

I’m also an active member of the local landlord association in Joliet (JRLA), which has been a great resource for networking and education.

You'll gain valuable insights into evaluating deals, financing, and managing properties.Local NetworkingPlug into local investor meetups in your area, the Pensacola area should have tons of groups.

So, let's try some local real estate meetup groups.

—it’s also about reliability, attention to detail, and someone who just “gets” your space and your guests’ expectations.Do you have any hidden gems, local recommendations, or tips to share?