I didn’t get a single student inquiry when I had my listings up. 

This restricts Agents from 'circle prospecting' and prospecting 'Expired' leads.That restriction, however, doesn't restrict you from calling:- 'For Sale By Owner' leads- Past leads - i.e. someone you cold called 6 months ago is considered to be someone you have a past relationship with and thus is no longer a 'cold' lead- Personal circle/sphere of influence - Incoming inquiries - i.e.

Considering refinancing, but every site results in a hard inquiry on credit report.

No I don't mind this forum, so we will all know, as I also read many of your responses to other inquiries. 

As of 3.25.2020 less than 1% of our tenants have reached out to our firm about potential interruption in rental payments.Our number of inquiries from potential tenants has decreased only 20%This may because people realize that living in a small apartment is less desirable during a shelter-in-place situation.Many of the professions our tenants have are in the fields that have the strongest demands now. i.e.

Most of the inquiries expect to take a tour at the house.

Federal assistance progam paid her deposit.I have only one more rental available.    10 inquiries early in week only one today.   

Anyway if I go with it, and in couple months let's say I get 3% rate , how its gonna harm me other than may be - another 2500 closing cost adds up in principle - another ding / hard inquiry in credit history - anything else ?

Another clue you're doing a good job is when your current tenants make inquiries if you have other properties available because their relative is looking for a place or whatever...

Are you making your STRs available for this or simply declining inquiries and sticking with existing STRs?