He floated me 1/3 payable in two installments for this deal.

Cash flow is critical in uncertain or shifting markets to be able to float when things don't move as quickly as you would have liked.

I was told that if a floating floor generally need to install cabinets first since need to leave spacing between cabinet and floor.if glued down vinyl can install floor first.

After a year, you can accrue a float and even a little bit will make a huge difference.Cheers!

Laminate flooring is supposed to float yet the top edge can't.  

Most contractors work project to project and do not have the ability nor desire to float the cost of materials or labor

It’s a floating tile floor that clicks and locks together like LVP.

It's what I would do in your shoes.Regarding a realtor, I know there are some floating around on this website but if you need, I can absolutely set you up with 2-3 awesome professionals and let you choose which you want to work with!

If you have an open-minded lender you may be able to float the situation by them phrasing it as a hypothetical.If you came to me to finance it I wouldn't care about it being set up as a duplex, but I am a commercial lender not a mortgage broker.  

I would venture to guess that a quick post on your local REIA facebook page would have found you multiple investors willing to make a quick 10-15% to float the deal.