Should I consider obtaining a HELOC and using it as a down payment for an Airbnb or potential flip?

Try to obtain all of the paperwork the builder will provide you.

They are on a month to month and I just spent $150 obtaining a 9 page single spaced iron clad lease from a local attorney. 

To become a successful real estate investor, learn through books, find a mentor, start small, diversify, set clear goals, stay financially prudent, obtain a real estate license, encourage persistence, take breaks, and celebrate small wins.

Yet, I continually see individuals who are making loans at 8 - 10 % and accepting returns below what they could obtain as passive investors.  

Given the last commenter's advice about waiting for someone with experience to chime in the first time, that someone has to take a risk... the issue is that there is a high likelihood it will be either a loan-to-own lender looking to obtain functioning properties or a scam.If it's true, they would have SO much business; whatever funds they have available, they would be empty in 1 month or less because that would be the best deal in town if it's true.

You could entertain refinancing to a shorter term loan. 

In our case, we used our CPA, who creates SD 401(k) plans for his clients, though I’m sure he obtains them from a facilitator.You'll receive a disarmingly simple one-inch-thick three-ring binder containing your plan documents.

Can anyone share any resource on how to obtain these group homes info, how how to go about this as a starter?

Investing in New Builds: Considerations and ProcessNew Build Investment Options:Build and Sell (Fix and Flip):Pros: Potential for high profits with modern appeal.Cons: Requires significant upfront investment and market risks.Build and Hold (Long-term Rental):Pros: Attracts quality tenants, potential for higher rental income.Cons: High initial costs, market fluctuations.Process Overview:Market Research: Identify high-demand areas.Land Acquisition: Purchase suitable land.Design and Planning: Work with architects and obtain permits.Construction: Oversee build quality and manage costs.Marketing (Fix and Flip): Highlight new features to attract buyers.Tenant Management (Rental): Implement thorough screening processes.Advice:Educate Yourself: Understand local regulations and market dynamics.Risk Management: Prepare for potential delays and cost overruns.If you have any other questions/just want to discuss feel free to reach out to me directly!