I'm also a member of the NCREIA, I'd encourage you to join that group, their monthly Charlotte chapter meeting is tonight.

Sharing information and encouraging each other.

Why then would you encourage a HELOC?

This closing of a tax loophole used by many small investors and couples will definitely encourage people not to buy rental or vacation property they might eventually want to retire in.

While their expertise is invaluable, it's important to remember that ultimately, they represent their own interests in the market.Therefore, I encourage you to take the initiative to run the numbers and analyze the data thoroughly.

Would certainly encourage you to get prequalified for a loan next.  

The words of encouragement is always appreciated! 

Thanks folks here and off-line for encouraging me to organize something for the rest of the auction newbies like me. 

Most listing brokers will encourage their sellers to still pay a buyer agent because buyers won't be able to afford to do so.

The pre-settlement era seemingly encouraged buyers to self-represent, lured by the possibility of claiming the buy-side commission for themselves.Now, with this incentive structure altered, it will be interesting to see how the dynamics and strategies of unrepresented purchasing change in the current market.