This approach can help keep your taxable income lower, thereby reducing your PSLF payment amount, which is calculated as 10% of your taxable income.

Please give me feedback as this doesn't quite fit into typical calculators and I'm not confident with my current calculations.I have signed an off-market Agreement of Sale (executory contract) on a property in the Phoenix suburbs. 

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

I just calculated that the ROEs for my 3 rental properties are 6%, 5% and 1.5%.

One can calculate the expected roi based upon cash flows and appreciation and that is fairly easy to calculate.

I have already analyzed my deal in the Rental property calculator, its coming out a negative COC ROI.

I recommend doing both approaches.Then calculate your ROI and see if it is something you are still interested in.Good luck!

My calculations say that this complex should be getting closer to $400K NOI at 95% creating a property value of  $6.5m. 

Here is what we calculated.

View report*This link comes directly from our calculators, based on information input by the member who posted.