I know the grass has very little thickness when pressed between two masses of dirt, but they don't seal very well.What you might notice years later is cracks in your building or pavement and wonder why.

(About 1.5% of rent) (Usually a water heater every year and an ac unit every 2, everything else is under $200 plumber, landscaper, or handyman call.)If you’re painting houses or fences, replacing asphalt roofs, trimming/removing trees, in a market of 50-80 year old houses with cast iron pipes, water wells/septic, or other things like that your numbers will vary.

Some become portfolio lenders. 3) don't be afraid to hit the pavement and knock on doors. 4) where there is a contraction in a market thrust your gut, be calculated and expand into the market. 5) repeat 1 through 4 and purchase another property. 

Hi,I’m looking at a 4-unit multifamily in New England and the property has asphalt shingles siding.  

There is also no coverage for settling, cracking, shrinking, bulging or expansion of pavements, patios, walls, floors, roofs or ceilings.)Water Damage (This provides coverage for damage caused by the constant or repeated leakage of water from a household appliance or heating, air conditioning or plumbing system.

Roof: Asphalt Shingles common last 20-30 years here in GA.

The asphalt driveways on several of the units are not good and have not been maintained over the years. 

If it is for free I would tell the guy to pound pavement.

The two banks I have done business with in the past (both local, one a CU) won't touch HELOCs on investment properties considered too risky.While I agree with Tony's advice on starting with community banks, I wouldn't waste my time pounding the pavement. 

I started as an employee shoveling hot asphalt in the AZ summers.