I recommend you do this annually to adjust for utility increases and other variables.

If the appraiser marks the report subject to you will have to fix the noted items before you can close the loan, and then the appraiser will have to go back out to certify the repairs have been completed. and yes, of course, will charge a trip fee to do this.

A second home loan isn't as appealing as it was in the past after adjustments were made to make pricing similiar to that of an investment property.

Your first deal should be close to turnkey to limit risk and get a feel for your team and make any adjustments for your second deal.  

Correct, and it would adjust basis just like your typical mortgage would 

These adjustments should make your message clearer and easier to understand for whoever you're asking for information from.

The number is ticking up but Ohio is still fine in vast majority of cases - anything over loan balance of $110,223 (2024 limit) doesn't apply - since most DSCR lenders have minimums around $100k loan amount, barely affects thingshttps://com.ohio.gov/divisions-and-programs/financial-institutions/consumer-finance/guides-and-resources/loan-prepayment-penalty-and-adjustment#:~:text=Effective%20January%201%2C%202024%2C%20no,loan%20of%20less%20than%20%24110%2C223.

I send notice by certified mail, which includes a tracking number.

You then must submit the remaining $95,000 via certified funds within 24 hours of winning the auction.  

Socialists always come up with adjustments changements new restrictions and therefore your investments are unsafe and you deal with endless insecurity.