the SBA can still work but the price point is likely going to pencil way under what seller financing would allow.

Relying on a third party to control your positioning, rates, costs, and deal flow doesn't work long term.  

My only concern is my schedule changes all the time meaning the days I’m not scheduled to work can change to now I’m working.

Hello Monica, Obviously, you want to make the money work for you.

. : )Whoever you work with make sure they are experienced and know what they are doing.

Work with multiple brokers, as a buyer - don't restrict yourself to a single broker.

Here are a few things I'm curious about:How do foreclosure auctions work in NYC?

We do 90% of the work up front so there are no issues once a contract is executed.Is it difficult to get a lease in place if I still live in the home I plan to rent out?

A transactional relationship is one that is for the moment that may or may not work out.

Look at lower ARV properties 200k and below and you'll probably find some that can work as a flip or a BRRRR even with current interest rates.I also would recommend meeting with a lender and describing your goals.