I don't believe that earthquake insurance is included in standard home owners insurance.  

We have everything that you have in California here in the Midwest (except the earthquakes) AND a GREAT rental market.

With disasters like this, (or earthquakes, war, etc) there are no solutions that are perfect for all involved.

A developer buys a property for X amount of dollars, and has to put in all the infrastructure to support the project (underground utilities, roads, curb, gutter, sidewalk, drainage, deal with any environmental concerns, soil stabilization issues, earthquake requirements, cost of a neighborhood park, contribute to a nearby traffic signal, etc. and many unforeseen things) ALL of these things add costs to a development.

I am almost certain you can "bank" years that you do not increase rents however you cannot do a yearly increase more than 3 times the CPI for the year (2% till June 30th, so a 6% total increase) and no matter the CPI you cannot adjust rents >10% in any one year.You could earthquake retrofit the building and that would increase your value plus allow you to adjust rental rates based on that so long as you don't use any public monies or Insurance to pad your costs.

In Mexico 85 ( after earthquake, this is like SLIM made his fortune) All Easter Europe in 1990, Argentina 1989, and 2001, etc etc I can bringing examplesand in all these cases there was time for evreyone to join. ( because many people are pesimists (or "realistic" and sell)Option 3 "superior knowledge" , Don't forget : Open your eyes and from everything that happens you can always learn something new

If the Building or Property are not eligible for the above due to condition or other factors you may end up with separate policies for Property and Liability.If the Property you are purchasing is in a Flood Zone, Wind Zone, Earthquake area, Wildfire area, etc. you may need to purchase separate coverage for those perils. 

Covid, Earthquakes, Stupid presidents bucking the poop out of me.. don't matter.

Earthquake reinforcement requirements?  

Hello all,Recently my teammate and I (San Jose Earthquakes) have decided to go on a joint venture of BRRR houses in Kansas City.