Generally you try to get the seller to pay the fee or split the fee for the assumption.The assumption is a time when the CMBS lender can hit the buyer up with  altering the loan docs and making more demands for reserves, fees to assume the loan, and changes to the lockbox account.

If the tenants are in a lease then you will not be able to alter. 

But, that will drastically alter your cash flow.Have you looked at just doping a complete cash out refi against the the first loan plus what you're looking for?

Most of the time they do not allow alterations to the elevations. 

They also cannot make alterations without written approval. 

In lieu of spending hours of your time to translate insurance language, working with an insurance agent that you trust will allow you to have confidence in the carrier and policy that they are choosing for you.

Sheraton, if I’m doing my job I should know what you want before you ask me for it” It translates to being prepared.

@Joe Delgrosso - going at it alone will translate into the slowest possible progress. 

How does any of that info translate to profit/cash flow to you? 

Let's translate this into RE.