Occupancy has remained strong and PadSplit is hitting new booking records regularly.Here are some articles to review in the meantime:1. https://www.padsplit.com/host-resources/news/how-affordable-...2. https://www.padsplit.com/host-resources/news/why-padsplit-is...

I am an attorney for affordable housing developments throughout the country.

Plus, t looks like this requirement has been in place since 2021, so I have not been in compliance - anyone have experience with this?

I can afford taking a loss on it in the short term, but am looking to refinance the property in the next 5 years when interest come down, however im at 5% rn so i would have to get closer to 3% for the cash flow to be better.

Since we did $0 we are assuming risk of the loan amount, but can afford to take a small cash flow margin while someone else pays our principle down.We are working toward A similar plan as you as I plan to retire from the Navy at 42-45 years old in 7-10 years.

You'll need to know the loan amount and purchase price you can afford.

@Mad Dendukuri easy solution - tell the tenant you can't afford to do flooring AND put them up somewhere, so deal is off.Either they will be reasonable or show themselves to be greedy and someone you should get rid of.

@Anthony ZottoThe election's impact on small multifamily real estate will depend on the balance between policies supporting housing affordability and broader economic changes affecting investor costs.

It would most likely come down to price and what you can afford. 

Lesson I learned was finding a good tenant and getting the prospective tenants fully vetted with their income and debt to make sure they can afford my rent.