If the funds are left in the IRA and invested, all the profits can maintain the tax-free or tax-deferred status, which over the life of the account spanning many different investments, can result in significantly greater account values.For the 401k loans, if your employer offers one, the CARES act increases the limit to $100k or 100%, the lesser of the two.

My capex budget includes roof 25 year life span, floors  10 year life span, appliances and hot water heater 12 year life span, hvac 20 year life span.

Capex budget should include roof 25 year life span, floors 10 year life span, appliances and hot water heater 12 year life span, hvac 20 year life span.

San Diego is not yet great over that span, but it produced better cash flow than many of the "good" cash flow markets. 

Things have a useful life span.

. $6000/10 year life span/12 months in a year=$50 per month for 1 item in a capex budget.

Your specific investment criterion can span many factors: location to employers, school district, price point, path of progress, rehab project or turnkey, etc.  

. $5000/25 year life span/12 months in a year=$17 per month for the 100 year old house. $6000/10 year life span/12 months in a year=$50 per month for the 100 year old house. $5000/10 year useful life left on roof/12 months in a year=$42 per month. $6000/5 year useful life left/12 months in a year=$100 per month.

My budget includes roof 25 year life span, floors 10 year life span, appliances and hot water heater 12 year life span, hvac 20 year life span, bath and kitchen remodel 20 year life span.

My capex budget includes roof 25 year life span, floors 10 year life span, appliances and hot water heater 12 year life span, hvac 20 year life span, bath and kitchen remodel 20 year life span, etc.