You start in a playground.

I can safely say I can fulfill my host obligation and put my STR on the market right away without any improvement and sell.

If it is to play it safe and have a feel for the type of actual operating income that the property can produce before you put debt on it, that's a safe and solid idea.The good news, however, is that you're likely going to be purchasing a furnished property.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

The concern is that I don't see the neighborhood is a safe/growing one. 

Basic recommendations- Deed of Trust-Personal Guarantee-Promissory note-JV agreement (to protect the lender from violating usury laws)-clear late fee schedule, cure period agreement-cross collateral if the subject property doesn't safely cover you with enough equity

I think not.But a golf cart with less safety features, uncapable of traveling speed limits on roads, no doors, children often traveling without car seats or boosters (that people spend hundreds of dollars on to keep their kids safe in the car), kids/teens/drunks driving illegally, etc.It's providing a vehicle for use, even if it is a "golf cart."

Wishing you a safe and fruitful remainder of the year.

The area is also good, safe, and with nice mountain views. 

Rate went back down to 7500 upon completion of the work and 2025 is a safe bet now.