Applicants lose a few points for having criminal activity in the past 4 years, lose more points for having more than two incidents of criminal activity or activity in the past 3 years, lose a lot of points for not disclosing the issue before I find it, are disqualified for serious offenses, and gain points for having a clean background check.  

It's tax time and I am looking for a CPA that (no offense) owns investment property outside of their personal residence and knows the lay of the land themselves. 

I described your post as "ringing with Bitterness" you first made reference to "poorer" I took no offense and pointed out I was poorer than you were imagining.

No offense meant to @Jeremy T. but I must respectfully disagree about the usefulness of that City Data, Allegheny County Crime Map.

About 26% of the population were below the poverty line.No offense to Wilson NC.Poughkeepsie NY is awesome, look into college housing, my brother went to Vassar. 

No offense but that's a pretty small market.Families looking for a 3/2 will pass it by so it will be hard to sell and sell for less than homes with similar specs in the neighborhood.

@David Roberts Characterizing most of us as liars and scammers is a blatant misrepresentation, and it is offensive!  

Landlords/ladies,I learned there is a newTX  house bill 1510 that says "cause of action does not accrue against a landlord solely for leasing a dwelling to a tenant, based on evidence thatthe tenant has been convicted of, or arrested or placed on deferred adjudication for, an offense."

@Steve Vaughan  LOL  was not me who posted  I was responding to the OP then they took down the post not sure why it was not offensive or anything at least I did not think so.Broke and RE just don't go together... at least 99% of the time.

Grounds for denial of issuance of license or for disciplinary action(A) In addition to Section 40-1-110, the commission may deny issuance of a license to an applicant or may take disciplinary action against a licensee who:(1) makes a substantial misrepresentation involving a real estate transaction;(2) makes false promises of a character likely to influence, persuade, or induce;(3) pursues a continued and flagrant course of misrepresentation or makes false and misleading promises through associated licensees or through any medium of advertising or otherwise;(4) in the practice of real estate demonstrates bad faith, dishonesty, untrustworthiness, or incompetency in a manner as to endanger the interest of the public;(5) represents or attempts to represent a real estate broker other than his broker-in-charge or property manager-in-charge without the express knowledge and written consent of the employing broker-in-charge or property manager-in-charge;(6) guarantees or authorizes and permits any associated licensee to guarantee future profits from the resale of real estate;(7) makes a dual set of contracts, written or otherwise, by stating a sales price higher than the actual sales price in an effort to obtain a larger loan from a lender or lending institution or for the purpose of misinforming a governmental agency or any other reason;(8) is convicted of violating the federal and state fair housing laws, forgery, embezzlement, breach of trust, larceny, obtaining money or property under false pretense, extortion, fraud, conspiracy to defraud, or has been convicted of a violent crime as defined in Section 16-1-60, has been convicted during the previous five years of a felony directly related to the practice of the profession, or has been convicted during the previous seven years of a felony, an essential element of which is dishonesty, reasonably related to the practice of the profession, or pleading guilty or nolo contendere to any such offense in a court of competent jurisdiction of this State, any other state, or any federal court;(9) fails to report to the department in writing by certified mail, within ten days, notice of conviction of a crime provided for in item (8);(10) fails, within a reasonable time, to account for or to remit any monies coming into his possession which belong to others;(11) pays a commission or compensation to an unlicensed individual for activities requiring a license under this chapter.