You should look into DSCR Loans - many investors like yourself typically move to this loan product once they max out with DTI/qualifying conventionally - a bit higher in rate than conventional mortgages - but no DTI ratio or tax returns/income verification makes a much easier qualification process and LLCs are 100% ok (even as sole owner) and actually often preferred.PS - published a 10-part article series here on BP last year on everything you'd want to know on these loan types - sharing links below, hope it can help!

I have now received numerous complaints and it is impacting my rating. 

I wrote an article about the screening process for BP, you can check it out here.To directly answer your question, we require 2.5x the rent for gross household income.

There's a misconception that these loans are loosely originated, similar to 'NINJA' loans, which contributed to the previous real estate crash.I have included a Bigger Pockets article that goes over the documents and nuances for a DSCR loan, which sounds like a great option for your scenario.

Daily, I get a BP email with articles of real estate interest.

Interesting article for any new construction owners with a 10 year tax abatement who received significant land value increase: https://whyy.org/articles/recent-court-ruling-opens-door-homeowners-appeal-tax-bill/

Looking for suggestions and recommendation. thank you  Hi - plenty of options in this thread, just adding a STR Financing Options article I published on BP last year in case you haven't seen it - hope it can help!

Here's an article with additional FAQs on cost segregation studies that you may find helpful.

As for the Media scare, I saw one news article touting a $100k special assesment on a HOA and when I pulled up the building the average cost of fire sale condos are $3M TO $5M and part of the special assesment was to cover new unneeded landscaping. 

As I stated in the previous posts we will happily provide contact details of numerous clients of ours to any serious investors looking to purchase our turnkey properties and I know our clients will gladly attest to our high section 8 rents as well as our transparency, integrity and overall awesomeness.