I would be less concerned about the cheapest money and more concerned about decent terms and execution.

A traditional bank will not give a line of credit even if there is significant equity because it boils down to being able to pay back the money. 

I would be looking to use hard money to cover the costs of renovations.

The best properties are not always the lowest price but the ones that make the most money for your situation. 

They're investing tons of money into those areas, and attracting a lot of good renters who work in the medical profession and will pay good rents to live close to their jobs. 

You could also try looking up money judgements filed against local businesses at the magistrate level and target them with direct mail or driving for dollars. 

If not I wouldn't bother selling as there is an incredible amount of money lost in buying and selling properties, so you have to make sure you have a plan to maximize the equity and actually have enough. 

Time equals money, etc etc. 

Revenues get low he just sends em out to do a random "unit inspections" to churn some more maintenance money. 

I also want to combine it to one $150k  30 year fixed loan instead of having two separate  $100k and $50k loans what options do I have can anyone help.I don't want to use my own money.