I believe this poll to be mostly addressed toward investors who obtained their RE license but later regretted it from a perspective as an investor due to restrictions it imposed (whatever they might be- legal, monetary, complexity etc.) 

I had all of the contractors and monetary numbers in my pocket, as well as knowledge of the different areas. 

What I have witnessed in my personal experiences in transactions when working as an agent representing buyers where property sellers were contractually obligated to complete repairs which were not done by closing time, the way it usually goes is that we either extend the closing date to ensure the repairs are actually done, accept a monetary concession or credit from the seller so the buyers can pay for the repairs post-close, or the buyers walk away and push to receive their earnest money deposit back.

It does not all have to be about monetary return, but it has to be solid and due diligence is a must.  

beg to differThe Fed definitely can & do influence mtg rates by virtue of its politically injected monetary policy.

What are the monetary options for being able to renovate a property?  

Giving someone a break and being a good person always pays off with higher interest than any monetary compensation ever will.

Credit standards tightened in recent months due to increasing economic uncertainty and monetary policy tightening.

It was then I said well **** if I am taking monetary risk I am going to learn to build LOL .

So my recommendations are 1) get an attorney involved so you know what your able to do legally and s/he can draft up the proper legal documentation to support the path forward, 2) consult with DSCR lenders to understand your prepayment penalties and bake that into your exit strategy with your private lenders, and 3) consider the cost of capital in relationship terms rather than monetary since that matters more than getting the money.