There's so much content and so many individuals who push inexperienced investors to take action before they are financially ready while downplaying the risks, particularly those associated with  properties in lower tier neighborhoods.

What I'd ideally like to offer are the following...Up to 75% LTVUp to 100% LTC12.49% Rate2 Points6 month terms with options to renew. 

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

I’m thinking an FHA or conventional, ideally owner-occupied.

Read: The millionaire real estate agent; Hyper Local Hyper Fast AgentWhat are some effective ways to network with individuals at all levels?

The insurance would not be valid for two reasons:1) the insured “individual” is no longer the owner2) the insurance was for an owner occupant, not a rentalMost people DO change the insurance to reflect the llc as owner and as a rental.

I would like to get a list of individuals to meet with while there. 

If you own either of the properties free and clear and don't need to access all of the equity to make the next purchase happen, that would be ideal.

Are you looking to bundle these or do them individually?

But ideally the cash out from house "A" of $115,000 would cover the balance of house "B' of $89,000, correct?