Much more affordable homes are around Morgan Hill, Gilroy, Salinas, and of course up North in San Jose but alas, those are much less desirable to me culturally and in direct relation, I'm less than convinced they will hold or gain any property value.

When the buried lines were back-filled many years ago, some rough rock was in direct contact with the cable and chewed through the insulation over time, causing a short and the outage.In both of those situations, 240V appliances only received 120V due to the outage on the single line, and those 240V appliances fail to operate properly.

I noticed there are lots of ads on CL Financial Svcs like this;Motel in Idaho looking for $250,000 secured by 1st deed of trust Value of property $500k to $650k add in 6-12 months interest reserve to the $250k, if you wish motel is operating and doing well approximate gross income of $100k for 2012 Prefer asset based, private money lender Questions welcome • Location: NW •it's NOT ok to contact this poster with services or other commercial interestsMy understanding is that this type of ad is in direct violation of SEC soliciting guidelines since they are directed at anyone who happens by.

Equitable title is a financial interest derived from an "indirect interest" to the fruits of the land or the appreciation of a property.

In this case:http://www.irs.gov/irm/part4/irm_04-072-011.htmlIn particular, this section:http://www.irs.gov/irm/part4/irm_04-072-011.html#d0e4114.72.11.3 (11-01-2010)Prohibited TransactionsThe following transactions (whether direct or indirect) between a plan and a disqualified person result in a prohibited transaction subject to the sanctions of IRC 4975 unless there is an applicable statutory or administrative exemption:Sale, exchange or lease of any property.Loans or extensions of credit.Furnishing of goods, services or facilities.Transfer to, or use by or for the benefit of, a disqualified person of any income or assets of a plan.Dealings by a fiduciary with the income or assets of the plan for his/her own interest or account.Receipt by a fiduciary of any consideration, from a party dealing with the plan in connection with a transaction involving income or assets of the plan.See IRC 4975(f)(6) for certain instances where a statutory exemption in IRC 4975(d) is inapplicable.Emphasis added.

I was also wondering if I have to declare these app fees as income on my tax return, since they are going (indirectly) towards the cost of tenant screening (i.e. not profit).

I know there is fine line with the use of 529 funds and whether it can be allocated for non-school related stuff, even if it is indirect.

@Tom Goans An attorney-client relationship exists and one is deemed to be practicing law whenever "one undertakes for compensation, direct or indirect, to advise another, not his regular employer, in any matter involving the application of legal principles to facts or purposes or desires."

Basically the fee should just be shifting some of the direct expenses in maintenance, management and CapEx repairs to the indirect HOA fee.You will want to be careful on how high the fee is though.

Even if you non-brokers aren't subject to these new laws, hasn't the government laid down a solid foundation as to what is a prudent TD investment thus indirectly subjecting everybody to this higher bar??