Due to my health, I had to trade my boots on the ground for a wheelchair.

With old school, in-person agent showings, the human capital needed to lease that many units simultaneously was simply not tenable.

We all have a human side but at the same time, if they can't afford my terms and they have proved that they have already missed payments to other landlords, it's a super easy decision.

'I am agonizing over finding qualified and unbiased counsel on planning'well, it's not going to be on a podcast =)i took a break from W2 world and one of my biggest struggles was health insurance. 

These higher rates need to stick around for longer, for the health of the market and the overall economy.

Unfortunately, in April of 2023 my aging parents' health went in a rough direction (father Alzheimer's/dementia, mom immobility) so I had to "move" back to Dallas, to care for them and also help them with their own bills.  

I view a lease like I view insurance - I don't have health insurance to solve a $2800 problem; I have it to solve a $280,000 problem.

The ownership and use periods do not need to be consecutive.Exceptions to the Two-Year Rule:If you're selling due to a change in employment, health reasons, or other unforeseen circumstances, you may be eligible for a reduced exclusion.In cases of unforeseen circumstances, the IRS may prorate the exclusion based on the time you spent in the home.In your situation, if you sell the property before meeting the two-year ownership and use requirement, you may not qualify for the full exclusion.

Saving rate of 70% seems remarkable to me considering the level of income tax, social contributions and health insurance in the US. 

People in these areas have a lot of mental health issues that require understanding and patience or your going to fail or atleast lose a lot of money