When you combine these questions with the other guidance above, you put yourself in a position to rent your property to a tenant you can trust.This post originally appeared on the BiggerPockets blog.

Both options are Credit Unions - no points, no origination fee1.

Window AC is not the best because the property has the original windows, and most window units aren't made for historic windows with storms over them.I want to preserve the character of the property, so smaller units mounted in the ceiling will be the least noticeable.

There’s often room for origination points, typically between 1-3%, that will add to your upfront costs.

A substantial portion of my real estate transactions 'work' because the borrower was paired with a lender offering unique qualification or feasible terms that meet or exceed the investors original ROI, COC, down payment or general investment goals. 

Her attempts to become a lawyer in moments like this are hair raising stupid.

His unit got more attention and inquiries, but funny enough, the renter he ended up signing had found his original free listing weeks earlier and only called back because the timing was right.

That means you make 2k in origination and then 11k/12 = $916/month.Let's say they hold it for 5 months = $4,580 + $2,000 origination = $6,580 return on 100k so about a 6.58% return and your risk for that return is 100k, cause the deal you back can go sideways.There's a much safer way to make a better return. 

Originations pre-pandemic are likely fine if the LTV at origination was reasonable.  

I've been in the hard/private money space working as an originator for coming up on 6 years now.