I want to thank everyone for their words of wisdom and support.

Andrew is my preferred lender and fellow investor I used for my DSCR (and traditional loans) loan for rental properties.

It sounds like you've got a solid foundation and a great game plan, especially with your background in North Padre and passion for fishing, which could really set your STR apart.

I'm looking at properties in Kentucky and Tennessee currently for LTR.

I worked for 8 years at Harvard Medical School doing statistical analysis for a living.

The agent just let me know that they cannot offer these rates for investment properties.

Just along for the ride..  

My first investment property happens to be my first home purchase, so my questions are hopefully basic for anyone experienced here.

It felt reasonably if not underpriced to begin with and felt like I would lose an opportunity if I didn’t put in an offer for full asking price, they ended up being multiple offers the 1st day on the MLS, so I felt good about that decision.

Financing through a personal loan usually offers better rates and lower costs, but using an LLC builds business credit for future investments.